When you're out of work, something shifts. You get a very clear, very uncomfortable picture of exactly what your finances can and can't handle. That awareness is valuable — but only if you act on it.
Most people go back to work and slowly drift back into old patterns. Lifestyle creep sets in. The urgency fades. Two years later, they're right back where they were — or worse.
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I'm Jim Morse — financial coach and the founder of Game Plan Money. My wife and I didn't have a financial plan when we got married. We had debt, we had stress, and we had no real idea what to do about it.
We built a plan anyway. We paid off our debt. We paid off our house. We started investing. And now I help other people do the same — one game plan at a time.
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