Free 5-Part Mini-Course

You're back to work.
Now let's restart
your finances.

Being out of work changes your relationship with money. The first 90 days back are the most important window you'll have. Don't waste them.

Free guide + 5 email lessons
No fluff — actionable steps
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Free Guide + Mini-Course
Your Financial
Fresh Start
The First 90 Days Back to Work
01 Stabilize — Emergency Fund First
02 Budget Without the Blind Spots
03 Tackle the Debt the Right Way
04 Start Building — Even Now
05 Your 90-Day Game Plan
Why This Moment Matters

The first 90 days back are a window you only get once.

When you're out of work, something shifts. You get a very clear, very uncomfortable picture of exactly what your finances can and can't handle. That awareness is valuable — but only if you act on it.

Most people go back to work and slowly drift back into old patterns. Lifestyle creep sets in. The urgency fades. Two years later, they're right back where they were — or worse.

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Stop the next gap from hurting as much. Build the cushion now, while you have income to do it.
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Get a plan that fits where you actually are, not a generic budget template that ignores your situation.
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Start building wealth, not just recovering. The restart is a rare opportunity to set new defaults.
Get the Free Guide + Course

Your Financial Fresh Start

Enter your name and email. You'll get the guide immediately, followed by 5 short lessons over the next two weeks.

    We respect your privacy. Unsubscribe at any time.

    No spam. No sales pitches. Just the content — and a coach in your corner if you want one.

    The 5 Lessons

    What the mini-course covers.

    LESSON 01
    Emergency Fund First — Even Before the Debt
    Why building a cash cushion is the single most important move you can make right now, and the exact number to aim for first.
    LESSON 02
    Budget Without the Blind Spots
    The most common budgeting mistake people make when they go back to work — and how to build one that actually reflects where you are.
    LESSON 03
    Which Debt Do You Pay First?
    Not all debt is equal. Learn the two main strategies, which one is right for your situation, and how to make a dent without burning out.
    LESSON 04
    Start Building — Even Now
    You don't have to be debt-free to start investing. Here's how to set up the basics — retirement, savings, and giving — even while you're still paying things off.
    LESSON 05
    Your 90-Day Game Plan
    Pull it all together. A simple, prioritized checklist of exactly what to do in your first 30, 60, and 90 days back — so you leave nothing on the table.
    BONUS
    A Coach in Your Corner
    After the course wraps, I'll personally check in. No pressure — just a real conversation about where you are and whether working together makes sense.
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    Who's Behind This

    I've been in a tight spot too.

    I'm Jim Morse — financial coach and the founder of Game Plan Money. My wife and I didn't have a financial plan when we got married. We had debt, we had stress, and we had no real idea what to do about it.

    We built a plan anyway. We paid off our debt. We paid off our house. We started investing. And now I help other people do the same — one game plan at a time.

    More about Jim →