Alright, it’s Wednesday. Time to lock in and level up on emergency funds and accountability buffers. For college athletes, a pro style reality that’s showing up in college football, thank you Deion, is player fines. For all of us, it shows up as the need for a buffer
28 Jan 2026
Delayed gratification is a performance skill. I saw a clip recently where Indiana QB Fernando Mendoza said delayed gratification is one of the greatest attributes because it takes discipline in your process and preparation to execute like every rep matters. This hits home for money too. One reason delayed gratification
10 Jan 2026
Before classes hit full speed, take 15 minutes and run a few smart money plays. It’s simple, it’s repeatable, and it can save you from the leading surprise I see with NIL and side income: taxes. Play #1: Check your 2025 Tax Scoreboard If you got paid from
07 Jan 2026
Helping people build strong money habits early in their career is one of the highest-impact things we can do. In my coaching conversations, I often meet talented, hardworking people who simply never had a clear playbook for money. The good news is that change is absolutely possible, and it is
16 Dec 2025
Many households have twenty to thirty cups on hand between mugs, tumblers, and water bottles. We just added a couple more to our “collection” the other day thanks to the Starbucks Red Cup event. Out of those twenty or thirty cups, there is usually a small group that gets used
19 Nov 2025
The holidays can be joyful without becoming stressful. A little planning now lets you enjoy the season and feel good about how you spent your money. Don't wait, try to get this done before the busy holiday season is fully upon you! First, decide your plan. What moments
12 Nov 2025
Grab a notes app, a piece of paper, or a bare-bones spreadsheet to get a simple start. Step 1 (10–15 minutes): Open last month’s bank and credit card statements. Skim and jot down rough totals for 5–7 buckets that make sense for you: * Groceries * Eating out/coffee
31 Oct 2025
If you’re here, you’re probably ready to take control of your money—even if it feels messy, confusing, or a little hopeless right now. Maybe bills sneak up on you. Maybe you’re not sure where your money goes. You are not alone, and most importantly: you can
31 Oct 2025